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Explore this Article methods. Tips and Warnings. Related Articles. Article Summary. Method 1 of Log in to your PayPal account and go to the Resolution Center.
If you have a personal PayPal account, PayPal allows you to dispute a transaction with a seller if you have problems with the product you purchased.
You can find a link to the resolution center by clicking on the PayPal icon on the upper-left side of your screen. Open your dispute. PayPal's Resolution Center allows you to send a message directly to the seller to resolve any problems you have.
Specify a problem with the purchase or an unauthorized purchase. At this point, you will be redirected to a page that asks you to identify the type of problem that you want to address.
Explain your dispute and set forth how you want the dispute resolved. PayPal will record your dispute and send it to the seller. PayPal gives you days from the date your payment posted to dispute the transaction.
If a transaction is more than days old, you still can report the problem to PayPal. Negotiate with the seller to resolve the situation.
PayPal gives you and the seller the opportunity to exchange messages directly to attempt to resolve your problem. While you're negotiating, PayPal places a hold on any funds related to the disputed transaction.
You should receive a response from the buyer within seven days. From the day you open your dispute, you have 20 days to negotiate.
If you don't close or escalate your dispute within that time, PayPal will automatically close your dispute. Close or escalate your dispute.
If you're completely satisfied with the solution you've reached with the seller, you can close the dispute. Otherwise you can escalate the dispute to get PayPal involved.
Once you've closed a dispute, you can't reopen it, so make sure you're happy with the result. If you want to escalate a dispute that involves your payment for an item you didn't receive, you have to wait seven days for shipment of the item after you open your dispute before you can escalate it.
Method 2 of The Resolution Center allows you to track all open disputes, review closed disputes, or initiate new ones. Open a dispute or click on an existing dispute.
If you haven't opened a dispute yet, PayPal requires you to open a dispute and attempt to negotiate directly with the seller before you escalate your dispute to a claim.
If you've already opened a dispute and have failed to come to a resolution with the seller, you have the opportunity to escalate your dispute to a claim.
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At the time of this cessation, it was the largest payment processor for online gambling transactions.
In , PayPal resumed accepting such transactions, but only in those countries where online gambling is legal, and only for sites which are properly licensed to operate in said jurisdictions.
If an account is subject to fraud or unauthorized use, PayPal puts the "Limited Access" designation on the account. PayPal has had several notable cases in which the company has frozen the account of users such as Richard Kyanka , owner of the website Something Awful , in September ,  Cryptome in March ,    or April Winchell , the owner of Regretsy , in December The account was reinstated, and PayPal apologized and donated to her cause.
Persson stated publicly that he had not received a clear explanation of why the account was frozen, and that PayPal was threatening to keep the money if they found anything wrong.
PayPal's partner MasterCard ceased taking donations to WikiLeaks in , and PayPal also suspended, and later permanently restricted, payments to the website after the U.
State Department deemed WikiLeaks activities as illegal. Online supporters and activists retaliated by subjecting PayPal and MasterCard, along with other companies, to coordinated cyber attacks.
In February PayPal unbanned the account of a website that supports Iraq War resisters after it had enough information to fulfill its know your customer guidelines.
The Chelsea Manning Support Network claimed the backdown was a reaction to a petition to the company to reinstate the account. In May , PayPal declined to pay a reward offered in its Bug Bounty Program  to a year-old German student who had reported a cross-site scripting flaw on its site.
In August , entrepreneurs who had used PayPal to collect the funds they raised on crowdfunding platforms like Kickstarter and Indiegogo reported difficulty in being able to withdraw the money.
In May PayPal blocked the account of a Russian human rights organisation "RosUznik", which supported political prisoners arrested at Bolotnaya Square case.
As of January , a class-action lawsuit against PayPal has been filed in Israel ,  claiming that they arbitrarily freeze accounts and hold funds for up to days without paying interest and thereby directly profit from it.
The lawsuit requests that PayPal be declared a monopoly and thus regulated accordingly. In May PayPal blocked an account intended to raise money for the distribution of Boris Nemtsov 's report " Putin.
War ". By , ConsumerAffairs had received over 1, consumer complaints relating to PayPal policies. In February , PayPal froze the account of News Media Canada , a Canadian trade association , in response to a payment from The Reminder , a Flin Flon , Manitoba community newspaper , intended to cover the fee for the Reminder's submission of articles for consideration in a nationwide journalism contest run by News Media Canada, including one discussing Syrian refugees.
PayPal cited United States regulations as a reason for flagging the transaction between Canadian entities. In September , PayPal banned radio host Alex Jones and his website InfoWars , claiming that his site has content that was hateful and discriminatory against certain religious groups.
PayPal discontinued payments to Pornhub models on November 14, ,  alleging that "Pornhub has made certain business payments through PayPal without seeking our permission".
In September , PayPal issued new terms of service which introduce a fee for inactive account in 19 countries. PayPal sent its clients an e-mail about updating the terms, but didn't mention introducing such fee.
Most of the allegations concerned PayPal's dispute resolution procedures. The two lawsuits were merged into one class-action lawsuit In re: PayPal litigation.
An informal settlement was reached in November , and a formal settlement was signed on June 11, PayPal denied any wrongdoing. In June , Stamps.
In a license agreement, Stamps. PayPal Inc. They sued, alleging illegal misappropriation of customer accounts and detailed their customer service experiences, including freezing deposited funds for up to days until disputes were resolved by PayPal.
PayPal argued that the plaintiffs were required to arbitrate their disputes under the American Arbitration Association 's Commercial Arbitration Rules.
The court ruled against PayPal, stating that "the User Agreement and arbitration clause are substantively unconscionable under California law. The claimants accused PayPal of deliberately failing to notify its customers that ICC-Cal was illegally charging them for currency conversion fees.
A class-action lawsuit filed in was settled in , in which the plaintiffs contested PayPal's "holds" on funds. PayPal which has yet to be ratified. As part of the settlement, the company agreed to change some of its policies.
It alleged that PayPal had promised discounts and payment options the consumers never received, and that users trying to sign up for the regular, non-credit, PayPal accounts were signed up for credit accounts instead.
From Wikipedia, the free encyclopedia. Redirected from Paypal. This is the latest accepted revision , reviewed on 5 December Online financial services company.
Operating income. Net income. Further information: Timeline of PayPal. Main article: Security token. See also: Criticism of eBay.
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PayPal Investor Relations. August 14, Retrieved August 15, Retrieved June 22, Retrieved October 1, Retrieved November 22, April 8, Retrieved August 9,PayPal Holdings, Inc. is an American company operating a worldwide online payments system that supports online money transfers and serves as an electronic alternative to traditional paper methods like checks and money fabricationpollination.com company operates as a payment processor for online vendors, auction sites, and many other commercial users, for which it charges a fee in exchange for benefits such as. 6/12/ · Hello a client gave my business a gift card and someone bought something on PayPal and used up all the credit and trying to find out whom made this payment and if it were even us? The pending payment was to PAYPAL *PASTRYJACKSO - and we need to know whom did this payment from us is this po. Get answers to common technical questions on the PayPal Help Center. Community Support. Ask a peer in the community how they integrate PayPal. PayPal Technical Support. Open a ticket to get help from our team of inhouse experts. Contact Sales (US and CA) Call for account setup help. 8am-9pm EST, Monday-Friday.